JG Capital Partners - North Texas Association of Government Guaranteed Lenders

Company Representatives

Jonathan Gonzales

Founder & Chief Executive Officer

Industry Memberships and Accreditations

Scope of Services

JG Capital Partners is recognized as a leading expert in navigating insurance requirements for SBA and conventional bank loans.

As a full-service insurance provider, JG Capital Partners serves as a one-stop insurance solution for business owners, lenders, and transaction partners, ensuring insurance programs align with lender guidelines, deal structures, and closing timelines.

Insurance Solutions:

· Life Insurance & Disability – Including loan indemnification and collateral assignment coverage

· Liability Coverage – General liability, umbrella, and transaction-specific liability coverages

· Property & Business Protection – Commercial property, business personal property, builder’s risk, business interruption, and inland marine coverages

· Commercial Auto – Coverage for owned, hired, and non-owned vehicles

· Workers’ Compensation – Including employment practices liability (EPLI) to protect employers and staff

· Deal-Specific Coverage – Customized insurance programs designed to meet lender compliance and transaction-specific requirements

JG Capital Partners also assists with collateral assignment insurance requirements and acts as a trusted resource when vendors, lenders, franchisors, or landlords require specific certificates or endorsements.

With a strong focus on efficiency, the JG Capital Partners team delivers rapid turnaround times, managing the entire process—from quoting and underwriting to binding and issuing documentation—often within just a few days. This streamlined approach allows certificates and ACORD forms to be delivered to banking partners within 10 days, with complex or specialty risks requiring additional time based on deal specifics.

Mission Statement

As an independent brokerage, one of the key values brought to our clients is the ability to shop multiple insurance carriers throughout the country. This is a great resource for collateral assignment insurance requirements for bank loans to ensure closing.

Some of the biggest hurdles when closing a loan is satisfying the collateral assignment insurance requirements. We found that the majority of borrowers use their personal insurance agent. This could cause a delay in loan closings if their agents aren’t familiar with proper requirements.