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Centinel Financial Corporation

Centinel Financial Corporation

Company Representatives

Ed Holmes
(972) 985-3225 Ext. 205

Edward Holmes
(972) 985-3225 Ext. 201

Industry Memberships and Accreditations


Scope of Services

Founded in 1986, Centinel Financial Corporation is a financial services company that specializes in assisting commercial lenders and small businesses with government financing under the SBA and USDA guaranteed loan programs. Services for small businesses include loan placement and packaging under the following programs:
• U.S. Small Business Administration (SBA) guaranteed loans – 7(a), 504 and CapLine
• U.S. Department of Agriculture (USDA) guaranteed loans – Business and Industry (B&I) and Community Facilities (CF)
• Commercial Real Estate loans – Purchase, Construction and Refinance

Services for lenders include:
• Loan Generation
• Loan Evaluation and Eligibility
• Loan Underwriting and Packaging
• Loan Closing and Funding Support
• Secondary Market Sales
• Loan Servicing
• 1502 Reporting
• Loan Review
• Guaranty Claim Preparation
• Consulting

Centinel has exclusive SBA packaging and service provider contracts with ten (10) commercial banks and packaging agreements with two (2) Certified Development Companies. Under these service provider agreements, lenders essentially outsource their SBA department “back end” to Centinel. In addition to these contract banks, Centinel provides SBA packaging and loan support services to numerous other lenders in the North Texas area. Centinel currently has seven (7) lending professionals with over 170 years of combined SBA lending experience.